Hello. My husband and I have been swamped in debt since we have been married do credit cards and trying to keep up with the Jones'. We have 3 boys and they keep me busy. Both of are parents barely make it themselves do to credit card debt. We really want to end this evil cycle. I dont want my boys growing up and depending on credit cards like us to get by. I have already cut up all of our credit cards but that does not keep the collectors from calling every day. I do not currently work do the cost of day care and my husband works all over time offered. We dont want to come out of this deal rich just want out of debt. We live in a trailer and have try 2 times to purchase a home in a better neighborhood but they all say to get rid of the debt its alot easier said than done. So if you want to help someone who will appreciate it greatly and know that your money is not being wasted please help us. I never thought i would have to ask people for help, but where do you go when everyone else around you have the same problem? I would love to keep in touch with anyone who would like to help us!